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mortgage



Mortgage describes an agreement or contract where a loan which is secured by the transfer of an interest in a property. Return on the loan is normally calculated with interest payments and principal repayments apportioned across the agreed period for repayment. A mortgage loan is usually repaid in monthly, and the title deeds to the house are held by the lender, until repayment is completed. It is possible for a loan on mortgage terms to be secured against other kinds of property.

Sub-prime mortgages describe such loans where the ability to repay is more questionable than with prime ones. They are popularly blamed for the crisis which has engulfed us all, but they were only the trigger for it.

Joseph Harris - Debt Control Man, Author of Control Your Debt Crisis on Your Own Terms

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